A recurring credit card (online) transaction usually does NOT need an invoice sent out prior like a check payer (offline). So if we could have a simple button to turn on or off automatic invoicing this would solve the problem. I don't know many SAAS companies that send an invoice out 14 days earlier for automatic recurring credit card charge. But sending out an invoice early for a check payer is essential. One size does not fit all here. Allow us to control if an invoice goes out or not like Quickbooks does.