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Chiforisin Daniel commented
It sounds like you are not sure what is going to happen with you and your job in a year's time. I would advise you to stay calm and work without being worried about these kinds of things, but if you want to be one hundred percent sure that you will have the money you need, you should get a loan. I always get loans from https://kviklanet.dk/ in order to buy nice things without having to pay a lot of money at once. I usually get a loan and pay it over the course of a year so I don't feel like I am spending a lot of money and messing my credit score