When a business owner uses a company credit card for a purchase that is for personal use, there is currently no way to post the transaction to an owner's draw account (or any equity account).

For example, if a business owner is claiming the standard mileage deduction for business use of their personal vehicle, but then uses the company credit card to purchase gas for the vehicle, the transaction needs to be classified as an owner's draw rather than an expense.

If instead the business owner was accruing actual expenses for the use of their personal vehicle, and not claiming the standard mileage deduction, then posting the transaction to an expense account would be appropriate.

So there needs to be a way to post a credit card transaction either to an expense account OR to an equity account in order to deal with both situations