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mr harun

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  1. 3 votes
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    mr harun commented  · 

    I don't think anyone in this sub hates productive debt. I, for one, hate debt that isn't necessary, or that is frivolous. A house is equity, it is a roof of my head, it is security. A 35k car instead of a 10k car, when I can only afford the latter is frivolous. Debt that is unsustainable is bad. Debt that you have no way of paying off is bad. My honest opinion is that when it comes to frivolous items, if you don't have the money to pay for it now, you really shouldn't buy it. This is exactly how people get into trouble. They underestimate how many things they need to pay off, interest kicks in and now they're barely keep their head afloat. Plus, you end up paying for the item 2, 3, 4, 5 ... 25 times over.

  2. 13 votes
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    mr harun commented  · 

    You're right. It is customary for executives to control such processes because it dramatically affects the company's management. That is why excel sensitivity analysis will be one of those ways in which all the factors will be under control. For me, such a factor is one of the options that I was able to find on https://www.wallstreetoasis.com/resources/financial-modeling/sensitivity-analysis. This site is the most awesome of all those that I have checked in my little research. This is how we can say that this kind of management is a successful business project.

  3. 1 vote
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    4 comments  ·  Zoho Books » General  ·  Admin →
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    mr harun commented  · 

    You are correct in this judgment because the heating system is quite sensitive, so you have to be careful. This system broke down once in my house, and I had to wait a long time for a technician to come and fix it. It turned out that this system was old enough that it needed to be replaced. I checked several sources looking for alternatives and found an option like https://www.spartamech.co.uk/heat-pumps/. It was new to me to use such pumps, but from the first days, I noticed how effective it is

  4. 1 vote
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    2 comments  ·  Zoho Books  ·  Admin →
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    mr harun commented  · 

    Your idea might sound pretty interesting, but only if you know the whole industry a hundred percent. I've been involved in loans and mortgages, but the help only came from https://goodlifehomeloans.com/reverse-mortgages/refinancing/. The refinancing was the only way out for me in my situation at the time. I thought I would not be able to handle all the problems that came up with my mortgage, but it turned out that such companies are loyal to customers who do not ignore their problems and try to solve them.

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